Costco auto insurance

Costco auto insurance quotes

The car insurance rates available to Costco members through American Family Connect are expensive. A minimum-coverage policy costs $1,080 per year, which is 25% more expensive than average.

Graph showing Costco car insurance rates versus competitors.

Find the Cheapest Car Insurance Quotes in Your Area

Rates for full-coverage car insurance are pricey, too. A full-coverage policy from American Family Connect costs $2,442 per year for Costco members — 19% more expensive than average.

Monthly Costco car insurance rates

Minimum coverage

Full coverage

The minimum coverage offered by AmFam Connect may be higher than the minimum required in your state. That means drivers in some states may have to purchase more coverage than the state minimum.

For example, drivers in California are only required to purchase $15,000 of bodily injury liability coverage per person and $30,000 per accident. However, the lowest limit available from American Family Connect is $25,000 per person and $50,000 per accident.

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Costco auto insurance benefits and discounts

Drivers purchasing insurance from Costco are eligible for a few special benefits exclusive to Costco members, in addition to discounted rates.

Executive Members get two additional perks:

free roadside assistance


and a guaranteed option to renew their policies. With this benefit, you’ll always have the option to renew your policy from American Family, regardless of how

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